Every gateway does the math differently.
Mada takes 1% + 1 SAR. Visa and Mastercard take 2.9% + 1 SAR. Amex takes 5%. One settlement lands SAR 3,000 short of the invoice and Greenloom already knows why.
This is what your books could feel like.
Agentic reconciliation for finance teams and fintechs in Saudi Arabia. Touch the mess. See what happens.
Al Rajhi ···4431
25,600.26
10 MAR 2025 · 09:00:58
HyperPay / SETTLEMENT
25,600.26
06 MAR 2025 · 12:56:02
SNB ···1234
19,400.00
08 MAR 2025 · 09:40:58
Scroll to reconcileReconciling…All reconciled
The input
20,000+ transactions a month. Multiple channels.One set of books that never quite agrees.
Noon
8,900.00
09:41:23
SNB / 9012
31,780.00
09:41:21
HyperPay
44,200.00
09:41:16
Visa •• 8204
12,890.00
09:41:13
STC Pay
78,690.00
09:41:09
Al Rajhi / 4431
19,600.00
09:41:06
Qoyod
22,600.00
09:41:04
Mastercard •• 5561
19,600.00
09:41:02
The method
Less chasing.More knowing.
Greenloom connects the places money moves, matches the lines, and leaves the exceptions for a human decision.
01
Connect
Bring in bank statements, gateways, marketplaces and cards.
02
Match
See every line against the right settlement, instantly.
03
Approve & Push
A clean queue for the few things that need your eye.
The receipt
Every decision, accounted for.
Not a black box. A live trail of what matched, what waited, and why.
Greenloom / Audit trail
Status
09:41:02
Matched
Matched 19,600 · HyperPay settlement
09:41:05
Matched
Matched 82,450 · Al Rajhi statement
09:41:08
Exception
Held — 8.5% over agreed rate
09:41:11
Pending
Matched 4,280 · STC Pay
09:41:14
Exception
Flagged 187,000 · needs review
09:41:17
Matched
Matched 12,890 · Visa •• 8204
09:41:20
Pending
Approved · VAT variance within tolerance
09:41:23
Matched
Matched 64,100 · Mastercard batch
09:41:26
Pending
Matched 7,340 · Noon collections
09:41:29
Exception
Held — duplicate settlement reference
09:41:32
Exception
Flagged — settlement 2 days late
09:41:35
Exception
Held — payout split across two batches
09:41:38
Matched
Matched 21,750 · Noon payout
09:41:41
Matched
Matched 3,905 · refund reversal
09:41:44
Matched
Matched 55,020 · SNB statement
09:41:47
Matched
Matched 9,120 · Apple Pay
09:41:50
Pending
Approved · rounding within 0.5
09:41:53
Exception
Flagged — fee not on the rate card
09:41:56
Matched
Matched 41,300 · Al Rajhi statement
09:41:59
Pending
Matched 6,745 · Tabby instalment
09:42:02
Matched
Matched 88,010 · Noon marketplace payout
09:42:05
Matched
Matched 15,470 · Amex batch
The engine
Trained our model on 2,400+ cases where two numbers legitimately disagree.
Here's what three of those 2,400 look like.
Every deduction gets named, not lumped together.
Withholding tax. Bank charges. An FX rate that moved between invoice and payment. An invoice for SAR 100,000 lands as SAR 78,900 and Greenloom shows you exactly which of the three ate the difference.
A dead-end reference doesn't end the match.
Every ZATCA e-invoice carries a unique id. It is also never typed into a bank transfer. Greenloom notices the dead end and matches on shared details instead — client, date, amount — before it ever reaches your exception queue.
Why choose us
What took days, now takes minutes with Greenloom.
An accounting firm samples once a month. Doing it yourself means whoever has time. Greenloom checks every line, every day — no hours lost waiting on either.
Greenloom
- Reconciled daily, not monthly
- Every line, every time
- Flat monthly fee
- Every gateway fee, auto-detected
- Live, timestamped audit trail
vs. Accounting Firms
- 5–15 days after month-end
- Sampling, not everything
- Billed by the hour
- You explain the fees to them
- Static workpapers, updated monthly
vs. In House
- Whenever someone finds the time
- Depends who's checking, and how tired they are
- A full-time analyst's salary
- Someone has to already know them
- However the last person left it
FAQ
Questions, answered.
Everything finance teams ask before bringing Greenloom into their books.
FAQs
Book a demo
Reserve your team's spot
A few quick details and we'll line up your access — usually within a week.