Every gateway takes a different cut.
Stripe, Adyen and PayPal each charge differently, and Amex costs more than Visa. One payout lands $ 3,000 short of the invoice. Greenloom knows which fee took what, and flags it if it's above the rate you agreed.
Your books, balanced before breakfast.
AI reconciliation software for finance teams. Greenloom matches your bank, gateway and marketplace payouts to your ERP every day, and sends you only the exceptions.
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Used by 45 finance teams. Free for 20 days on your own data.
Chase ···4431
$25,600.26
10 MAR 2026 · 09:00:58
Stripe / PAYOUT
$25,600.26
06 MAR 2026 · 12:56:02
HSBC ···1234
$19,400.00
08 MAR 2026 · 09:40:58
Scroll to reconcileMatching…All matched. Nothing posted yet.
The input
Stripe says one number. The bank says another.Your ERP has a third opinion.
Amazon
$8,900.00
09:41:23
HSBC / 9012
$31,780.00
09:41:21
Stripe
$44,200.00
09:41:16
Visa •• 8204
$12,890.00
09:41:13
PayPal
$78,690.00
09:41:09
Chase / 4431
$19,600.00
09:41:06
QuickBooks
$22,600.00
09:41:04
Mastercard •• 5561
$19,600.00
09:41:02
Where the money goes
The money isn't missing. It's hiding in the fees.
Each mismatch is a fee you overpaid, a payout that came up short, or an hour someone spent chasing it. Built on 2,400+ real mismatches. Here are three.
Every deduction gets its own line.
A $ 100,000 invoice arrives as $ 78,900. Withholding tax, bank charges and an FX rate that moved between invoice and payment each took a share. Greenloom shows exactly how much went to each.
No reference? Still a match.
Every invoice has a unique number. No customer types it into a bank transfer. Greenloom matches on customer, date and amount instead, so the payment never lands in your exception queue.
The receipt
Receipts for every decision. Including the AI's.
Nothing posts without a yes from your team. When your auditor asks why, open the trail: what matched, what was held, who approved it and when.
Greenloom / Audit trail
Status
09:41:02
Matched
Matched 19,600 · Stripe payout
09:41:05
Matched
Matched 82,450 · Chase statement
09:41:08
Exception
Held. 8.5% over agreed rate
09:41:11
Pending
Matched 4,280 · PayPal
09:41:14
Exception
Flagged 187,000 · needs review
09:41:17
Matched
Matched 12,890 · Visa •• 8204
09:41:20
Pending
Approved · tax variance within tolerance
09:41:23
Matched
Matched 64,100 · Mastercard batch
09:41:26
Pending
Matched 7,340 · Shopify collections
09:41:29
Exception
Held. Duplicate payout reference
09:41:32
Exception
Flagged. Payout 2 days late
09:41:35
Exception
Held. Payout split across two batches
09:41:38
Matched
Matched 21,750 · Amazon payout
09:41:41
Matched
Matched 3,905 · refund reversal
09:41:44
Matched
Matched 55,020 · HSBC statement
09:41:47
Matched
Matched 9,120 · Apple Pay
09:41:50
Pending
Approved · rounding within 0.5
09:41:53
Exception
Flagged. Fee not on your rate card
09:41:56
Matched
Matched 41,300 · Chase statement
09:41:59
Pending
Matched 6,745 · Klarna instalment
09:42:02
Matched
Matched 88,010 · Amazon marketplace payout
09:42:05
Matched
Matched 15,470 · Amex batch
How it works
You'll never VLOOKUP a payoutagain.
No ERP changes. Your team goes from matching lines to approving a short list.
01
Connect
Banks, Stripe, PayPal, Shopify, Amazon. Upload statements on day one.
02
Match
Every transaction matched to its invoice or payout, with the difference named.
03
Approve & post
Your team clears a short queue. Approved entries post to your ERP.
Why Greenloom
Checks every line. Never tired at 11pm on the 31st.
An accounting firm samples your books weeks after month-end. In-house, it depends who has time. Greenloom checks every transaction, every day, for one flat fee.
Greenloom
- Reconciled every day
- Every transaction checked
- One flat monthly fee
- Fees checked against your agreed rate
- Live audit trail, with names and times
vs. Accounting firms
- 5 to 15 days after month-end
- A sample, not the full set
- Billed by the hour
- You explain the fees to them
- Workpapers, once a month
vs. In-house
- Whenever someone finds the time
- Depends who checks, and how tired they are
- A full-time analyst's salary
- Only works if someone knows the fees
- Only as good as the last spreadsheet
FAQ
The questions your CFO will ask. Answered.
Straight answers on control, data and setup.
FAQs
Guides
All guidesReconciliation guides for finance teams
Odoo 20 Added "Reconciliation on Any Account": What It Fixes and What It Still Can't Do
Odoo 20 introduces reconciliation on any account, removing a long-standing restriction in how accounting teams manage reconciliation. Learn what changed, how the new Payment Reconciliation option works, and what it still means for finance teams automating reconciliation across multiple systems.
Beyond ChatGPT: 5 AI Tools for Accountants That Actually Do the Work
AI is moving beyond chatbots in accounting. Here are five AI tools that actually perform finance tasks across audit, month-end close, reconciliation, tax and the ledger — and where each one fits.
Your Payment Gateway Costs More Than Your Contract Says. Here's Where it Goes
Payment gateway fees rarely tell the whole story. Learn how refunds, chargebacks, cross-border fees and taxes can increase your real processing costs and how to reconcile every deduction
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Book a 30-minute call. We load one month of your bank and payout statements, and you see what matches, what doesn't, and why. Then use it free for 20 days.